Ask an expert and get answers to your garage door related questions. Submit questions here.

Question:

My garage door just broke, and I have home insurance coverage. Should I call the insurance company to fix it?

– Diana P.

Answer:

Hello Diana, home insurance companies have terms and conditions that limit their coverage. Since they charge a service fee ranging from $75 to $150, you should confirm that your garage door is indeed covered before you have them come out.

Based on our experience working with insurance companies, in most cases, they only cover your home appliances, including the electric garage door opener, but not the garage door itself or any repairs related to it. Keep in mind that they will charge a service fee whether the repairs are covered or not.